Should I tell my insurer straight away?

Not always. A short specialist visit often rules out subsidence entirely. If it is confirmed, then yes, your insurer needs to know promptly.

Will reporting subsidence affect my house insurance?

It can affect future premiums, which is why an independent assessment first is so valuable. If no work is needed, no claim is made.

Can I sell a house that has had subsidence?

Yes, with full disclosure and proper documentation of the repair. Buyers and lenders accept properly resolved subsidence cases regularly.

What causes most Buckinghamshire subsidence?

Clay shrinkage in dry summers, leaking drains undermining foundations, and tree root activity close to the property. The mix varies sharply between Aylesbury Vale, the Chilterns and south Bucks.

How long does the whole subsidence process take?

From first call to final repair, three to six months is typical for a straightforward insurance-led case. Cash-paid resin injection jobs can be done in days.

Is heave the same as subsidence?

No. Heave is upward movement, often caused by removed trees re-saturating the ground. The repair approach is very different and a specialist needs to identify which is happening.

What should I not do if I suspect subsidence?

Do not redecorate over the cracks, do not sign for major remedial work without a structural engineer's report, and do not remove a mature tree near the property without specialist advice.

Service

Subsidence Help in Buckinghamshire

Honest guidance on cracks, insurance claims, monitoring and the right next step for your property.

Subsidence help across Buckinghamshire means giving worried homeowners an honest, calm starting point. Not every crack is subsidence. Not every property that has moved needs underpinning. Knowing the difference saves money, time and weeks of stress.

We connect Bucks homeowners with specialists who can give a fast, fair second opinion, arrange a structural survey if needed, talk to your insurer, and only quote for actual remedial work once the cause is properly understood.

If something has changed in your home and you are not sure what to do next, this is the page to start from.

Why this matters

Subsidence is one of the most over-diagnosed and over-quoted problems in UK housing. Cosmetic cracks get sold as structural emergencies. Seasonal movement gets sold as failed foundations. Insurers get involved when they did not need to be, and excesses get triggered for damage that would have settled itself.

The right specialist will tell you when nothing needs doing, and that is the conversation we exist to set up.

Why homeowners choose us

Honest first opinion

A short call or visit that often closes the case for free.

Insurance guidance

When and how to involve your insurer, and when to leave them out of it.

Second opinions

If you have already had a quote for major work, get an independent view first.

Local context

Specialists familiar with the geology, drainage and building stock of your part of Bucks.

Subsidence Help coverage across Buckinghamshire

We arrange subsidence help enquiries with vetted specialist companies covering every major town and village across the county. Pick your area below for local detail and to start an enquiry.

Get a vetted subsidence help specialist on it.

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Frequently asked questions

True subsidence usually shows as diagonal cracks wider than 3mm, often near windows or doors, that worsen during dry weather. A surveyor confirms it within an hour on site.